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Agreement
Investment Disclaimer
INVESTMENT DISCLAIMER (INVESTMENT TOP UP) The contents of this website do not constitute a recommendation to buy or sell unit trust funds/PRS funds. Investors are advised that unit prices and distributions payable, if any, may go down as well as up. There are fees and charges involved and investors are advised to consider the fees and charges before investing in a Fund. Past performance of a Fund is not an indication of a future performance. A copy of our Funds’ Product Highlights Sheet and Prospectus/Disclosure Document featured in this website has been lodged and registered respectively with the Securities Commission. The Securities Commission shall not be liable for any non-disclosure on the part of the management company and takes no responsibility for the contents of the Product Highlights Sheet and Prospectus/Information Memorandum/Disclosure Document, makes no representation as to its accuracy or completeness and expressly disclaims any liability whatsoever for any loss howsoever arising from or in reliance upon the whole or any part of the contents of the Product Highlights Sheet and Prospectus/Information Memorandum/Disclosure Document. Please read and understand the contents of the respective Fund’s Product Highlights Sheet and Prospectus/Information Memorandum/Disclosure Document (Principal and/or Supplemental – if any) before investing in a Fund. A copy of the above Product Highlights Sheet and Prospectus/Information Memorandum/Disclosure Document can be obtained from any of our offices and all authorised agents/consultants/distributors of Public Mutual Berhad (Public Mutual) or at www.publicmutual.com.my. Our unit trusts/PRS funds offerings are available in Malaysia only. Units will only be issued when we receive the official application form referred to in and accompanying the Product Highlights Sheet and Prospectuses/Information Memorandum/Disclosure Document. Investors are advised that the unit trusts/PRS funds offered are solely on the basis of the information contained in the Product Highlights Sheet and Prospectuses/Information Memorandum/Disclosure Document and no other material other than Product Highlights Sheet and Prospectuses/Information Memorandum/Disclosure Document. Any other material outside the designated area of the Product Highlights Sheet and Prospectus/Information Memorandum/Disclosure Document does not form part of the Product Highlights Sheet and Prospectuses/Information Memorandum/Disclosure Document. Where unit split or distribution is declared, investors are advised that following the issue of additional units and/or distribution, the net asset value per unit (NAV) will be reduced from pre-unit split NAV/cum-distribution NAV to post-unit split NAV/ex-distribution NAV accordingly, to reflect/account for the unit split and/or distribution. Where a unit split is declared, investors should note that the value of their investment in Ringgit Malaysia terms will remain unchanged after the distribution of additional units. While it is the Manager’s policy to discourage loan financing in the purchase of units, this facility is nevertheless available to interested investors. However, you are advised to read and understand the contents of the unit trust loan financing risk disclosure statement before deciding to borrow to purchase units. INVESTORS SHOULD RELY ON THEIR OWN EVALUATION TO ASSESS THE MERITS AND RISKS OF THE INVESTMENT IN CONSIDERING THE INVESTMENT. INVESTORS WHO ARE IN DOUBT AS TO THE ACTION TO BE TAKEN SHOULD CONSULT THEIR PROFESSIONAL ADVISERS IMMEDIATELY. Whilst Public Mutual makes every effort to ensure that the information on this site is accurate and up to date, it is not to be held responsible for any inconvenience caused by, or during the usage of the Investment Top-Up service. The Investor shall undertake to indemnify Public Mutual and at all times keep Public Mutual fully and completely indemnified from and against all claims and demands, actions and proceedings, losses and expenses including legal costs as between solicitor and own client and all other liabilities of whatsoever nature or description which may be made or taken or incurred or suffered by Public Mutual in connection with or in any manner arising out of this access and use of Investment Top-Up service. The unitholder further agrees that his/her liabilities shall be a continuing liability and shall remain in full force and effect until his/her liabilities, if any, is fully discharged to Public Mutual’s satisfaction. Public Mutual reserves the right to change the terms of this disclaimer. Unit transactions can be conducted through Investment Top-Up (www.publicmutualonline.com.my) or contact our Customer Service Hotline at 03-2022 5000 to obtain further information concerning investing in unit trust funds/PRS funds.
Terms and Conditions
TERMS AND CONDITIONS OF USE (INVESTMENT TOP UP) GENERAL This website (www.publicmutualonline.com.my) ("Site"), is published and maintained by Public Mutual Berhad ("Public Mutual"). By using this Site and/or services available and/or provided by the Site, you agree to be bound by the terms and conditions set out herein ("Terms of Use"). Public Mutual may periodically amend, vary and/or modify these Terms of Use without prior notice. If you do not agree to these Terms of Use, kindly do not use this Site. Public Mutual may suspend, discontinue and/or restrict the use and availability of any portion of this Site at any time, without notice or liability. Your use of this Site may be monitored by Public Mutual and used for Public Mutual's marketing and research purposes. LIMITED LICENSE AND RESTRICTIONS ON USE Public Mutual grants you a limited, revocable, nonexclusive, non-transferable license to carry out the transaction within this Site solely for your personal use only or as expressly authorized by Public Mutual herein. You are responsible for obtaining and maintaining all equipment, services, and other materials that you need to access this Site. Public Mutual reserves all rights not expressly granted in these Terms of Use. Except as otherwise stated in these Terms of Use, you may not: Modify, distribute, transmit, post, reproduce, republish, broadcast, create derivative works from, transfer, sell, or exploit any of the Materials; Redeliver any page, text, image on this Site or any of the Materials using “framing” or other technology other than those made generally available by Public Mutual; Engage in any conduct that could damage, disable, or overburden this Site, or any systems, networks or servers related to this Site, including without limitation, using devices or software that provide repeated automated access to this Site, other than those made generally available by Public Mutual; Probe, scan, or test the vulnerability of any systems, networks or servers related to this Site or attempt to gain unauthorized access to services, systems, networks, servers, or accounts connected or associated with this Site through hacking, password or data mining, or any other means of circumventing any access-limiting, user authentication or security device of any systems, networks or servers related to this Site; Modify, copy, obscure, remove, or display Public Mutual's name, logo, trademarks, text, notices, or images. LINKING CONDITIONS You may not link to this Site unless you comply with these linking conditions ("Linking Conditions"). Public Mutual grants you a limited, revocable, nonexclusive right to create a hyperlink to this Site ("Link"), provided you comply at all times with the following conditions: The Link must resolve either to Public Mutual's portal page at www.publicmutualonline.com.my, or to the appropriate Public Mutual's website pages, unaltered in any way; The text of the Link must read either "Public Mutual Berhad," "Public Mutual," “publicmutualonline.com.my” or www.publicmutualonline.com.my. You may not use any Public Mutual logo or graphic, or any other Public Mutual trademark, as part of the Link without Public Mutual's express written permission; and The Link and surrounding context on the linking site must not: (i) falsely represent or misrepresent any relationship between the linking site and Public Mutual, including suggestions of affiliation, endorsement or sponsorship; (ii) portray Public Mutual, or their products or services, in a false, misleading, derogatory, or otherwise offensive manner; or (iii) alter the layout, content, look, or feel of the Site. ONLINE USER You agree not to (a) obtain or attempt to obtain unauthorized access or (b) gain access through or use, any means not intentionally made available to you by Public Mutual, to such parts of or features or to any other protected information on this Site. You are responsible for maintaining the confidentiality of any account information that you use to access this Site, and any protected areas of the Site. Further, you are fully responsible for all activities occurring under your accounts that result from your omission, negligence, carelessness, misconduct or failure to use or maintain appropriate security measures. If you become aware of any suspicious or unauthorized conduct concerning your accounts, you agree to inform Public Mutual immediately. Public Mutual will not be liable for any loss or damage arising from your failure to meet your responsibilities stated in this paragraph. INTERNET RISKS While Public Mutual is committed to maintain high security measures to ensure information provided are secure, there are risks beyond Public Mutual's control in Internet communications. As a precaution, you should always make sure that your personal computer is secured and protected from unauthorized access and/or virus that may reveal your confidential information to third party. You should also be wary of email scams and attachments that may attempt to steal information about and/or from you. Please note that communication over the Site has not been transmitted via a private or secure link or in encrypted form and is therefore subject to the usual hazards of Internet communications, nor can it be guaranteed that this communication has not been the subject of unauthorized interception or modification. COPYRIGHT All Materials on this Site, whether separate or compiled, including, but not limited to, text, graphics, logos, buttons, images, reports, digital downloads, data compilations, software, icons, html code and xml code, any other source code, as well as all copyright, patent, trademark, and other rights therein, are intellectual property rights of Public Mutual and its third-party information providers. TRADEMARKS All trademarks, service marks, and logos appearing on this Site shall at all times vest and remain vested in Public Mutual. TERMINATION The rights granted to you herein shall terminate immediately upon any violation by you of these Terms of Use. Public Mutual, in its sole discretion, reserves the right to temporarily or permanently terminate your access to and use of this Site at any time and for any reason whatsoever, without notice or liability. Public Mutual will not be liable to you or any third party for any termination of your access to or use of this Site. DISCLAIMER OF WARRANTIES THIS SITE IS PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS. PUBLIC MUTUAL AND ITS AFFILIATES, DIRECTORS, OFFICERS, EMPLOYEES, AGENTS, AND ANY THIRD-PARTY INFORMATION PROVIDERS AND VENDORS EXPRESSLY DISCLAIM ALL WARRANTIES, WHETHER EXPRESS OR IMPLIED, INCLUDING WITHOUT LIMITATION, ANY IMPLIED WARRANTIES OF TITLE, MERCHANTABILITY, NONINFRINGEMENT, AND FITNESS FOR A PARTICULAR PURPOSE, AND ALL WARRANTIES REGARDING SECURITY, CORRECTNESS, QUALITY, ACCURACY, COMPLETENESS, RELIABILITY, PERFORMANCE, TIMELINESS, OR CONTINUED AVAILABILITY, WITH RESPECT TO THE SITE; USE OF THE SITE; AND THE RESULTS OF THE USE OF THE SITE. TO THE EXTENT ANY JURISDICTION DOES NOT ALLOW THE EXCLUSION OF CERTAIN WARRANTIES, SOME OF THE ABOVE EXCLUSIONS MAY NOT APPLY TO YOU. YOU MAY HAVE OTHER RIGHTS, WHICH VARY FROM JURISDICTION TO JURISDICTION. LIMITATION OF LIABILITY NEITHER PUBLIC MUTUAL NOR ITS AFFILIATES, DIRECTORS, OFFICERS, EMPLOYEES, AGENTS, OR ANY THIRD-PARTY INFORMATION PROVIDERS AND VENDORS WILL BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, PUNITIVE, OR EXEMPLARY DAMAGES, INCLUDING BUT NOT LIMITED TO, DAMAGES FOR LOSS OF PROFITS, REVENUE, INCOME, GOODWILL, USE, DATA, OR OTHER INTANGIBLE LOSSES, OR DAMAGES CAUSED BY THEFT, UNAUTHORIZED ACCESS, SYSTEMS FAILURE, OR COMMUNICATIONS LINE FAILURE, OR THE COST OF PROCURING SUBSTITUTE GOODS OR SERVICES, CAUSED BY THE USE OF OR INABILITY TO USE THE SITE OR ANY SERVICES PROVIDED HEREIN, OR ANY OTHER MATTER RELATING TO THIS SITE, EVEN IF PUBLIC MUTUAL HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. SOME JURSIDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF INCIDENTAL OR CONSEQUENTIAL DAMAGES, SO THE ABOVE EXCLUSIONS OR LIMITATIONS MAY NOT APPLY TO YOU. TO THE EXTENT THAT A JURISDICTION DOES NOT PERMIT THE EXCLUSION OR LIMITATION OF LIABILITY AS SET FORTH HEREIN, THE LIABILITY OF PUBLIC MUTUAL AND ITS AFFILIATES, DIRECTORS, OFFICERS, EMPLOYEES, AGENTS, AND ANY THIRD-PARTY INFORMATION PROVIDERS AND VENDORS IS LIMITED TO THE EXTENT PERMITTED BY LAW IN SUCH JURISDICTIONS. INDEMNITY You agree to indemnify, defend, and hold harmless Public Mutual, its affiliates, and each of their officers, directors, employees, and agents, from and against all claims, demands, liabilities, damages, losses, or expenses, including solicitors’ fees and costs, arising out of or related to your improper access to or use of this Site, or any violation by you of these Terms of Use. PRIVACY POLICY This Site is governed by our Privacy Policy Statement which can be viewed at (www.publicmutual.com.my). SECURITY OF INFORMATION Public Mutual is committed to using its best endeavours to maintain high computer security standards and procedures in order to ensure that all information provided by the Customer are secure and confidential at all times. To this end, Public Mutual has in place control systems to ensure security and confidentiality of the Customer's information at all times. These security standards and procedures shall be maintained notwithstanding that the company-customer relationship may have been terminated or otherwise ended. Nevertheless Public Mutual hereby expressly advises the Customer that Public Mutual does not have control over the computer, computer software, systems and other incidentals used by the Customer to access the Site and further that transmission over the Internet cannot be guaranteed, warranted or represented to be absolutely secure. ACCESS AND USE OF INVESTMENT TOP UP The Customer shall not disclose the information to access Top Up to any person including any staff of Public Mutual and must take all precautions and security measures to prevent unauthorised and fraudulent use of the information by the use thereof. The Customer shall immediately notify Public Mutual in writing in the event the use/access of Top Up have been compromised in any manner whatsoever. In the case of Joint Account Holders, the mandate for operation of the account shall be as indicated in the account opening form. All transactions on the Account shall be binding on all the account holders jointly and severally. Access by the Customer to Investment Top Up shall be deemed to have been activated and all investments and instructions made thereafter shall be attributed to the Customer upon successful access to the Investment Top Up notwithstanding that such access, investments or instructions may have been made by a third party whether authorised or unauthorized. The Customer further represents, and warrants that all investments and instructions forwarded to Public Mutual from time to time through this Site is correct, validly made and legally binding on the Customer. Public Mutual shall be entitled to carry out any investments or instructions and/or rely on any instructions issued/given or information provided as if the Customer had transacted it and/or provided the information. The Customer shall be deemed to unconditionally and irrevocably agree that Public Mutual shall not be liable for any loss or damage which the Customer and/or any third party may incur in using this Top Up Site. The Customer is deemed to agree that investments or instructions received by Public Mutual are irreversible when received completed or relied upon by Public Mutual. Public Mutual may at its sole discretion refuse to carry out any of the Customer’s investments or instructions where such investments or instructions are inconsistent with Public Mutual’s policy or any law or any rules or regulations to which Public Mutual is subject to or for any other reason. AVAILABILITY OF SERVICES Public Mutual Investment Top Up is intended to be available 24 hours a day, 7 days a week. Public Mutual does not warrant that Public Mutual Investment Top Up will be available without interruption and/or disruption during the said period and the Customer acknowledges that at certain times the service may not be accessible due to system maintenance or other reasons or cause which are beyond the control of Public Mutual. The Customer further acknowledges and agrees that Public Mutual shall not be liable in any manner whatsoever for any such interruption and/or disruption. In the event that the service of Public Mutual Investment Top Up is not accessible for whatever reasons, the Customer may use alternative means to carry out such investments or instructions as shall be desired by the Customer at the material time such as submission of forms through Public Mutual’s bank collection centres.
By clicking on the 'Agree' button, I confirm I:
Have read, understood and agreed to the above Investment Disclaimer and Terms and Conditions of Use.
Notis
Sekiranya terdapat ketakkonsistenan, percanggahan, kekeliruan atau perselisihan antara versi Bahasa Inggeris dan/atau Bahasa Melayu, hanya versi Bahasa Inggeris sahaja dianggap sah.
通告
假如英文版本和/或中文版本有任何不一致,冲突,模棱两可或矛盾的情况,将会以英文版本为准。