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INVESTMENT DISCLAIMER (Investment Top-Up) The contents of this website do not constitute a recommendation to buy or sell unit trust funds/PRS funds. Investors are advised that unit prices and distributions payable, if any, may go down as well as up. There are fees and charges involved and investors are advised to consider the fees and charges before investing in a Fund. Past performance of a Fund is not an indication of a future performance. A copy of our Funds’ Product Highlights Sheet and Prospectus/Disclosure Document featured in this website has been lodged and registered respectively with the Securities Commission. The Securities Commission shall not be liable for any non-disclosure on the part of the management company and takes no responsibility for the contents of the Product Highlights Sheet and Prospectus/Information Memorandum/Disclosure Document, makes no representation as to its accuracy or completeness and expressly disclaims any liability whatsoever for any loss howsoever arising from or in reliance upon the whole or any part of the contents of the Product Highlights Sheet and Prospectus/Information Memorandum/Disclosure Document. Please read and understand the contents of the respective Fund’s Product Highlights Sheet and Prospectus/Information Memorandum/Disclosure Document (Principal and/or Supplemental – if any) before investing in a Fund. A copy of the above Product Highlights Sheet and Prospectus/Information Memorandum/Disclosure Document can be obtained from any of our offices and all authorised agents/consultants/distributors of Public Mutual Berhad (Public Mutual) or at www.publicmutual.com.my. Our unit trusts/PRS funds offerings are available in Malaysia only. Units will only be issued when we receive the official application form referred to in and accompanying the Product Highlights Sheet and Prospectuses/Information Memorandum/Disclosure Document. Investors are advised that the unit trusts/PRS funds offered are solely on the basis of the information contained in the Product Highlights Sheet and Prospectuses/Information Memorandum/Disclosure Document and no other material other than Product Highlights Sheet and Prospectuses/Information Memorandum/Disclosure Document. Any other material outside the designated area of the Product Highlights Sheet and Prospectus/Information Memorandum/Disclosure Document does not form part of the Product Highlights Sheet and Prospectuses/Information Memorandum/Disclosure Document. Where unit split or distribution is declared, investors are advised that following the issue of additional units and/or distribution, the net asset value per unit (NAV) will be reduced from pre-unit split NAV/cum-distribution NAV to post-unit split NAV/ex-distribution NAV accordingly, to reflect/account for the unit split and/or distribution. Where a unit split is declared, investors should note that the value of their investment in Ringgit Malaysia terms will remain unchanged after the distribution of additional units. While it is the Manager’s policy to discourage loan financing in the purchase of units, this facility is nevertheless available to interested investors. However, you are advised to read and understand the contents of the unit trust loan financing risk disclosure statement before deciding to borrow to purchase units. INVESTORS SHOULD RELY ON THEIR OWN EVALUATION TO ASSESS THE MERITS AND RISKS OF THE INVESTMENT IN CONSIDERING THE INVESTMENT. INVESTORS WHO ARE IN DOUBT AS TO THE ACTION TO BE TAKEN SHOULD CONSULT THEIR PROFESSIONAL ADVISERS IMMEDIATELY. Whilst Public Mutual makes every effort to ensure that the information on this site is accurate and up to date, it is not to be held responsible for any inconvenience caused by, or during the usage of the Investment Top-Up service. The Investor shall undertake to indemnify Public Mutual and at all times keep Public Mutual fully and completely indemnified from and against all claims and demands, actions and proceedings, losses and expenses including legal costs as between solicitor and own client and all other liabilities of whatsoever nature or description which may be made or taken or incurred or suffered by Public Mutual in connection with or in any manner arising out of this access and use of Investment Top-Up service. The unitholder further agrees that his/her liabilities shall be a continuing liability and shall remain in full force and effect until his/her liabilities, if any, is fully discharged to Public Mutual’s satisfaction. Public Mutual reserves the right to change the terms of this disclaimer. Unit transactions can be conducted through Investment Top-Up (www.publicmutualonline.com.my) or contact our Customer Service Hotline at 03-2022 5000 to obtain further information concerning investing in unit trust funds/PRS funds.
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